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(This Feb. 26 story corrects the name of Equifax in paragraph 2). By Pete Schroeder. WASHINGTON (Reuters) - The nation’s major credit reporting agencies faced renewed scrutiny from Congress on Tuesday, as lawmakers consider legislation overhauling the industry. Top executives from the three major credit reporting agencies - Equifax Inc, Experian Plc and TransUnion had to defend their business models before skeptical lawmakers who appeared eager to order changes to the sector following Equifax’s massive data breach, disclosed in 2017.

“Our nation’s consumer credit reporting system is broken,” said Representative Maxine Waters, chairwoman of the House Financial Services Committee, “I’m troubled carbon fiber stainless steel cufflinks to the point where I do think that we need to start thinking about how we reimagine it and rebuild it from the ground ., We will be introducing legislation.”, Waters has a draft bill that would limit the reach of such credit reports, shorten the time adverse information remains on consumers’ records, and make it easier for consumers to dispute errors on their reports..

Several Democrats made clear they were dissatisfied with the current state of the country’s credit reporting, arguing consumers lack control over their own data. The panel’s top Republican, Representative Patrick McHenry, agreed the industry was in need of a makeover. However, he emphasized a desire to see more companies compete with the three largest agencies. “What I see here is an oligopoly,” he told executives. “I don’t see that vibrant competition which is needed for these agencies to actually help consumers.”.

The massive data breach disclosed by Equifax in 2017, where a cyber attack exposed the personal data of roughly 148 million people, has driven calls from Washington for changes to the industry, Legislation beefing up protections around consumer data is seen by analysts and lobbyists to be a rare area carbon fiber stainless steel cufflinks of common ground in the current Congress, where Democrats control the House and Republicans control the Senate, Waters’ Senate counterpart, Banking Chairman Mike Crapo, has said legislation addressing the collection and protection of personal data is one of his top priorities this year, He is currently soliciting input on how consumers could retain more control over their personal information..

BEIJING (Reuters) - Ford Motor Co’s joint venture with China Changan Automobile Group has decided not to renew its contract with some agencies supplying it with workers, as carmakers struggle to cope with slumping sales in China. The New York Times reported earlier that the Ford-Changan joint venture has “quietly begun” dismissing thousands of its 20,000 workers in the world’s second-largest economy. Ford did not comment on how many of its workers were being supplied by the agencies.

China’s car sales fell 2.8 percent in 2018, according to China’s Association of Automobile Manufacturers (CAAM), marking the first contraction since the 1990s, Slowing economic growth as well as the fallout of trade frictions with the United States have hurt demand, Ford suffered an even deeper sales slump of 36.9 percent last year in China, due to lack of new and significantly redesigned models, especially SUVs for the market, Company executive told Reuters last year it was carbon fiber stainless steel cufflinks unlikely that Ford’s sales will regain momentum in China until later in 2019 when the first new vehicle models arrive in showrooms in large enough numbers..

NEW YORK (Reuters) - Exxon Mobil Corp has hired veteran crude traders Mitch Rubinstein and Michael Paradise in Houston, to further boost its trading capabilities, sources familiar with the matter told Reuters on Wednesday. In a break from its past, Exxon has been building a global cadre of experienced traders and beefing up risk management systems to lift profit. Exxon, the largest U.S. oil company by market capitalization, has historically stood apart from rivals by limiting trading activity out of concerns it would be accused of market manipulation.

The oil major has lagged behind rivals BP Plc, Chevron Corp and Royal Dutch Shell Plc, which have created trading units that occasionally generate more profit than their refining businesses, Both Rubinstein and Paradise, both of whom will be based in Houston, left commodity trader Noble Group Ltd in 2017, Rubinstein was managing director and global head carbon fiber stainless steel cufflinks of crude oil at Noble until 2017, when rival Vitol SA agreed to buy Noble Americas Corp, Noble was once Asia’s biggest commodity trader, and has restructured after facing insolvency last year..



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